Class 4 impact resistant roofing, the one we recommend
The highest impact rating in the UL 2218 test, and in a county that gets hail almost every spring it is the upgrade that actually pays for itself.
Why this is our default recommendation
We are in the hail belt. Look at how many roofs on your street have been replaced in the last decade and you already know the pattern. A Class 4 shingle is built with a modified asphalt or reinforced mat that flexes under impact rather than fracturing, and it is the highest rating available.
Seth’s position on this is simple. If you are already spending the money to replace a roof in North Texas, spending a bit more for the rating that survives the next storm is the obvious call.
The insurance side is real money
Most Texas carriers offer a premium discount for a Class 4 roof, and it recurs every year you own the house. Over the life of the roof that discount frequently covers a good part of the upgrade cost.
We will give you the manufacturer documentation and the certificate your carrier will ask for.
We will give you the manufacturer documentation and the certificate your carrier will ask for. Call your agent before you choose your shingle, not after, because the credit varies and it is worth knowing the number.
What is available
Class 4 is not limited to one ugly product anymore. You can get it in architectural profiles, in designer lines, and inherently in most metal and stone coated steel systems. You do not have to give up the look you want to get the rating.
When to replace and when to wait
The signals that genuinely matter are these. Granules collecting heavily in the gutters, which means the shingle surface is wearing through. Shingles that are curling or cupping at the edges. Bald spots where the mat shows. Any daylight visible through the deck from inside the attic. Repeated leaks in more than one location, which usually means the roof has stopped being repairable and started being a replacement.
Age matters as context rather than as a verdict. An architectural roof in North Texas realistically runs fifteen to twenty five years, and hail usually ends it rather than age. If yours is in that range and a storm came through, that is worth an inspection. If it is eight years old and nothing has happened, it very likely does not need attention.
Age matters as context rather than as a verdict.
The honest position is that we would rather look at your roof twice over five years and do the work when it is genuinely time than sell you a roof today that you did not need. That is a slower business and it is the one Seth wanted.
What to ask any roofer, including us
Ask for proof of insurance, and ask them to send the certificate rather than describing it. Ask specifically what underlayment and what shingle line they are quoting, by name, and whether the shingle is impact rated. A quote that just says architectural shingles is not a quote you can compare against anything.
Ask whether they are replacing pipe boots and flashings or reusing them. Ask what happens if they find rotten decking and what it costs per sheet, so it is not a surprise mid job.
Ask whether they are replacing pipe boots and flashings or reusing them.
And if anyone offers to cover, waive, absorb or rebate your deductible, walk away. That is illegal in Texas and it pulls you into insurance fraud along with them. We will never make that offer, and any company that does is telling you exactly how it operates.
What goes on under the shingles
The part of a roof that decides how long it lasts is almost entirely invisible once the job is finished. That is exactly why it is where corners get cut, and why we photograph it.
Decking gets inspected once the old roof is off. Soft or delaminated sheets get replaced rather than shingled over, and we will show you the picture of what we found. Older homes around here frequently have plank decking rather than plywood, which changes how the job goes and is worth knowing about in advance.
Decking gets inspected once the old roof is off.
Then the details. New pipe boots every time, because the rubber collar on the old one splits from UV in ten to fifteen years here and drips into the ceiling below long before the field of the roof is worn out. Step flashing where the roof meets a wall, properly woven into the courses rather than smeared with sealant. Drip edge at the eaves and rakes. Ridge ventilation sized for the attic.
The work
Jobs like this one
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Questions about class 4 impact resistant
How much is the insurance discount?
It varies by carrier and policy, commonly a meaningful percentage off the wind and hail portion of your premium. We cannot quote your carrier’s number, so call your agent and ask what they credit for a UL 2218 Class 4 roof.
Does Class 4 mean my roof will not be damaged?
No. It means it resisted fracture in a standardized test. Very large hail still damages Class 4 roofs. It shifts the odds substantially in your favor, which is the honest way to put it.
Is it much more expensive?
It is a moderate upgrade over a standard architectural shingle, and the recurring insurance credit often offsets a good share of it. We will price it both ways so you can see real numbers for your roof.
Do I have to tell my insurance company?
You should, otherwise you will not get the discount. Send them the certificate we provide. Some carriers want it at renewal rather than mid term.
Does the rating expire?
The rating does not, but shingles age. An older Class 4 roof that has taken years of sun is not the same as a new one. Carriers generally credit based on the product and install date.
Related
Other shingle work we do
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What people say
From customers
We had a great experience with Seth and his team at Ovation Roofing. They were professional, honest, and very easy to work with throughout the entire process. Communication was clear, the work was done on schedule, and the quality of the roof looks fantastic. It’s refreshing to work with a company that does what they say they’ll do. I would absolutely recommend Ovation Roofing to anyone needing roofing work.
Roof replacement customer
Seth came out and checked on our roof and was super kind, quick and efficient. He was very knowledgeable and thorough with explaining exactly what we needed to do and what the process would look like. I had a lot of questions and he answered all of them and made sure I understood the process. I had another quote from a different company and this was a completely different experience.
Homeowner, DFW
Get in touch
Get a straight answer on your roof
Call and you get Seth or someone on his crew, not a call center. We will come out, get on the roof, take pictures, and tell you what we actually see across North Texas, including when the honest answer is that your roof’s got years left in it.
- Phone
817-789-0884 - Email
office@ovationroofs.com - Based in
Haslet, TX - Hours
Mon-Fri 8am-8pm
Sat 8am-4pm
Sun closed